Protect your Vacation Investment with Cancellation Insurance by Access America!                                                        Access America Employer Termination Benefits provide reimbursement up to 100% of prepaid, nonrefundable trip costs if the trip is canceled due to job loss. Depending on the policy, the purchaser must have been employed continuously for one to three years and have lost their job through no fault of their own. The lay-off or termination must occur after the effective date of coverage. See each specific policy's Certificate of Insurance for the required number of years of continuous employment.